Housing Programs

Family in Front of House


Calvert County is home to numerous safe, attractive residential communities. Residents are drawn to the county's rural character, good schools, low taxes and low crime rates.


Encourage the availability of a variety of housing types to serve different age groups, family sizes and incomes of Calvert County citizens. View the Comprehensive Plan.


While working to maintain the rural nature of the county, the Board of County Commissioners has also initiated a number of strategies to encourage the development of housing to meet the diverse needs of its citizens. These initiatives include:

  • Development of a housing information guide (PDF), which provides a listing of local housing resources.
  • Incorporation of new planning and zoning tools to provide additional opportunities for the construction of affordable housing within the county.
  • Waiver of the purchase of Transfer Development Rights (TDRs), (required for increased density housing) available for qualifying affordable housing developments.
  • Partnership with the State of Maryland to provide down payment and closing cost assistance for first-time homebuyers through the House Keys 4 Employees Program (PDF).
    • Employers interested in becoming an Employer Partner must complete a Participation Agreement and submit it to
      Cecilia Weller,  Business Development Manager
      Single Family Housing Programs
      Maryland Department of Housing and Community Development
Housing information guide cover

Find listings of local housing resources including:

  • Rental resources
  • Landlord resources
  • Financing resources
  • Financial assistance
  • and more!

Click on the resources below to open and close the directory list for each topic:

Housing Choice Voucher Program

The Housing Authority of Calvert County (HACC) administers federal Housing Choice Vouchers. HACC's Housing Choice Voucher (HCV) Program allows low-income families to rent quality housing in the private market via federal funds provided by the U.S. Department of Housing and Urban Development (HUD). Through the HCV Program, HACC pays a portion of eligible families' rent each month. These payments are made directly to the property owner/manager. Participating families can use their vouchers to rent a house or apartment from private property owners throughout Calvert County. This program helps families realize their potential and cultivate their personal, economic and social skills to support the transition from subsidized to non-subsidized housing. Currently there is a 5-year waitlist for this program.

Housing Authority

Email: mail@calverthousing.org
Physical Address: 480 Main Street, Prince Frederick, MD 20678
Phone: 410-535-5010, ext. 300
Website: Housing Authority of Calvert County Website
Hours: Monday through Friday, 8:30 a.m. to 4:30 p.m.

Rental Assistance Demonstration (RAD) Project Based Vouchers

HACC owns and maintains 72 site-detached single-family RAD dwellings. RAD allows public housing agencies to leverage public and private debt and equity in order to reinvest in the public housing stock..

Housing for Seniors and the Disabled

HACC owns and/or manages housing for the elderly and disabled in the following communities:

  • Calvert Pines I Apartments, Prince Frederick - 52 units
  • Calvert Pines II Apartments, Prince Frederick - 48 units
  • Southern Pines Apartments, Lusby - 76 units

Other Programs

  • Special Loan Program provides rehabilitation loans for low- and moderate-income homeowners.